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Life Settlements


A Life Settlement is the sale of an existing life insurance policy to a third party usually a state licensed financial institution. Most policies are sold for more than the surrender value but less than the death benefit. The ideal candidate for a life settlement is someone over age 65 but they may still qualify if they are younger. The policy can be Term, Universal Life or Whole Life. The proceeds from the sale can be used for any purpose including but not limited to medical or long term care costs. 
If you are in poor health and/or currently receiving care and are not insurable for Long-Term Care but have a life insurance policy, you may qualify for a Long-Term Care funding solution by using a life settlement. ​
​Watch the video for more info.
This is a summary and you should consult with a licensed Life Settlement Broker
See If I Qualify For a Life Settlement
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